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From Trading to Transactions: Why Stablecoins Still Struggle in Real-World Payments

Dario avatar
Shared by Dario • January 25, 2026

Despite a staggering $35 trillion in trading volumes, stablecoins currently represent less than 1% of global real-world payment transactions. While the supply of stablecoins has seen exponential growth, their adoption for everyday payments like remittances and payroll remains nascent, indicating a significant gap between on-chain activity and tangible economic use.